Female Car Insurance Savings

Female Car Insurance Savings

If you are female and have a good driving record, you can save more money on auto insurance than your male counterpart. The reason is that statistics have long shown that women are usually safer drivers than men are. Most women wear their seat belts when they drive. This means that when they are in accidents, they typically have less bodily injury. This means less expense for the carrier. This statistical savings is passed on to female drivers everywhere in the form of lower premiums.

Women tend to drive slower than men do, usually within the speed limit in fact. Statistics show that men are much more likely to drive fast. When a woman has an accident, again the damages and bodily injuries tend to be less. Women do have accidents; it just seems that they have more of the fender-bender type accidents. The property damage is much less in these types of accidents. Many times, there is no bodily injury at all. All this means less expense to the insurance company which will mean female car insurance savings.

After you get your coverage, you can keep your rates lower by driving defensively and avoiding accidents as much as possible. Avoid tickets for moving violations also. It is mainly statistics that help women save money on auto insurance, but these statistics will not help you at all unless you keep a clean record.

You can go online and do price comparisons on female car insurance. Make sure you are comparing the same type of coverage. With a little bit of research on the Internet, you should be able to save 30% or more over what your male counterpart would have to pay. Just be sure to keep your rates low by observing safe driving practices.